Del Toro Insurance- The assurance to be well insured

The Del Toro Insurance agency started its operations on January 1, 1998. A couple of months before this, the agency got incorporated under Florida State Law. Though it has been in operation for a little over two decades now, it has managed to earn a respectable name for itself in the affordable auto insurance sector. It works with various insurance service providers to get the most affordable insurance plans for its customers. Though it has customers all over the state of Florida, the agency has most of its business centered in Miami-Dade County.

Del Toro Insurance operates with the mission to provide appropriate insurance plans for its customers, after analyzing their requirements well and choosing policies from a wide range of companies.  With Del Toro Insurance, you can be assured of polite, timely, well-analyzed, affordable, professional, honest and appropriate services at all times.

Products of Del Toro Insurance

Del Toro Insurance offers the following products to its customers:

  • Auto Insurance
  • Boat Insurance
  • General Liability Insurance
  • Commercial Vehicles Insurance
  • Renters Insurance
  • Rideshare Insurance
  • Health Insurance
  • Motorcycle Insurance
  • Recreational Vehicles Insurance

Though they specialize in automobile insurance, Del Toro Insurance also offers a range of other products, as you can see from the list above. Regardless of the risk profile of the drivers, and regardless of the state you currently find yourself in (whether it is your fault or not at the time of an accident), you can be sure that Del Toro provides you coverage for the same.

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Some of the common types of coverage offered at Del Toro Insurance are:

  • Liability Coverage

Del Toro Insurance covers the legal liability charges you have to pay when you cause bodily injury to others or damage their property. The exclusions and terms will vary from one carrier to another.

  • Personal Injury Protection

In this, you will get protection when you or your family members get physically injured in an accident, regardless of whether you were at fault or not. Usually, all insurance carriers will give coverage of up to 80% of the total medical expenses incurred, and up to 60% for loss of income due to the injury. Please read the terms clearly to know what is not covered as per the policy, to avoid disappointment later.

  • Medical Payment Coverage

This is usually in addition to the personal injury protection coverage. You can claim for expenses that aren’t covered as per the PIP policy, up to the amount already agreed on.

  • Uninsured Motorist Coverage

In this type of coverage, you can get coverage for bodily injuries that you or your family members suffer due to the negligence of another person. This usually happens in a hit & run accident.

  • Collision Coverage

When your car collides with another object (mostly another vehicle), it can get severely damaged. Collision coverage protects you against these losses, by paying you for the damages, subject to the terms of the policy.

  • Comprehensive Coverage

As the name indicates, this plan provides comprehensive coverage for all types of damages to your car (fire, theft, and other untoward accidents). However, there may be exclusions that you should know about in this policy as well.

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Del Toro Insurance Available Locations

Are you planning to visit this agency to get an affordable and suitable insurance quote for yourself? This list of Del Toro Insurance available locations will help you to a great extent, in that case:

  • Miami – 7 centers
  • Coral Gables,
  • Hialeah – 3 centers
  • North Miami Beach
  • Hialeah Gardens – 2 centers
  • Palmetto Bay
  • Cutler Bay
  • Homestead – 2 centers

Del Toro Insurance Review

While writing a Del Toro Insurance Review, we understand it is important to analyze the pros and cons of the agency. From the products available and the services offered, some of the most important pros of Del Toro Insurance are:

  • The Del Toro Insurance policy rate is highly affordable, because the agency compares the rates of different insurance carriers, and chooses the cheapest policy on behalf of its customers.
  • Since they have been in the business for over twenty years, they have earned credibility among their target audiences. They have an excellent customer support team that reaches out to you as soon as you contact them for a quote or a query.
  • One of the best points that work in favor of Del Toro Insurance is that the BBB (Better Business Bureau) has given it an A+ rating. This speaks volumes about the quality of the agency’s products and services.

However, the only area where customers felt that Del Toro Insurance could work is improving its geographical boundaries. Currently, it caters only to the Miami area predominantly. People felt that it would be better if Del Toro could open more centers uniformly across Florida, and outside as well, instead of focusing on Miami only.

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Insurance policy rates and claims process

In the event of an untoward incident, like an accident, you should never panic. You should inform the police to report the same, and immediately call up your insurance company to assess the damages and process your claims quickly.  You can call Del Toro at 305-335-8676 for any queries about claims, but the agency will direct you to your insurance company for clarifying the same.

How much do insurance plans cost at Del Toro? The answer to this question is not a straightforward one. It depends on various factors like your driving history, age,  make & model of vehicle, license type, etc. You can request a quote on the company’s website, and an insurance expert will get in touch with you shortly to discuss the same.

Del Toro Insurance Customer Support

You can call on 305-335-8676 for quotes and queries. You can also visit their website at for prompt assistance on your issues. You can submit an online inquiry as well, by filling out a simple form with the basic details (like your name, email, phone number, and query).

A professional insurance agent will get in touch with you as quickly as possible to sort out your issue and help you find the most affordable insurance plan for yourself. You can also choose to do a live chat on the company’s official website, to get a quick resolution for your queries.

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