Is Otto Insurance a Reliable Insurance Company? (Best answer)

If you’ve been searching for insurance on the internet, you might come across something called Otto insurance. The company claims to set you up with a budget-friendly insurance policy within minutes, and they’re pretty confident in that claim.

Otto insurance tries to simplify the process of finding cheap insurance as much as it can. All you have to do is use their platform and enter details about yourself and the kind of insurance you want. The platform will then use that information to find the best deals for you within a matter of minutes. And for the most part, it actually works.

But despite these irresistible offers, our readers have been asking us whether or not the platform is even legit. Many have felt that the hype is nothing but a hoax meant to deceive us. But is that true? Or is everyone missing out on a golden opportunity here?

In this article, we will be doing a detailed review of Otto insurance and determining whether or not they are reliable. We will closely examine their business model and weigh the pros and cons of acquiring their services. So is Otto insurance a legit company, or is it a scam? Let’s find out!

Type of Insurance Otto Insurance Provides

Otto insurance provides the lowest prices for auto, pet, home, and life insurance. They have advertised themselves as the lowest insurance rate providers time and time again.

If you check out the Otto insurance Youtube page, you’ll find plenty of user testimonials claiming Otto gave them a great deal. Some of them will even showcase how they save around $70 every month with Otto, which is quite impressive.

However, the question with Otto is whether or not they can back up these claims. The platform focuses on social media and online content to inform new users of its services. So, there is a slight chance that the videos you see on YouTube are scripted. Especially those videos that claim Otto insurance saves tons of money. But who knows, there might be a few genuine users amongst them.

For the most part, this millennial approach with YouTube and social media seems to be working. Even if most people aren’t immediately sold on the ads, they get curious enough to try them out. So, at least the platform is getting enough people walking up to their door.

Why choose Otto Insurance

Otto insurance seems a great option for those who don’t want to dig around too much. The platform works by collecting your information and connecting us to insurance agencies. So technically, Otto insurance isn’t really an insurance company; it’s a referral agency. This might be a good or bad thing, depending on the kind of person you are.

If you’re someone who hates doing research and creating long lists of options that eventually end up in the trash, this might be the right platform for you. Once you’ve given them your information, you’ll receive emails and calls from various insurance companies making affordable offers. From there, you can deal with these companies and decide whether or not you want to hire their services.

This is a great option if you’re a laid-back person who wants offers to come directly to you. However, be aware that you will be bombarded with these suggestions, and most of them won’t even be what you asked for. But despite the many useless offers you’ll receive, there might be one or two that you can agree to.

Another reason why you’d want to consider Otto insurance is because of their nifty ability to find cheap deals. Otto constantly informs us that most insurance companies are ripping us off, which is a bold claim. However, there is some truth to what they say. Some users (unsure if they are genuine or paid actors) claim to be getting insurance packages costing as low as $28 a month. With prices like these, who wouldn’t want a piece of them?

Otto Insurance Contact information

There are multiple ways you can reach out to Otto insurance. The simplest way to get a quote is to head to their website and see their rates. You’ll probably have to fill in some forms with your information to get that.

For those of you who want to call them, you can do so at 1-888-596-1534, which is their main hotline. Alternatively, you can also use their 1-855-586-2848 number to talk to an agent directly.

Otto Insurance Available locations

Otto insurance has its main base in Miami, Florida, but agents are dispersed across the USA. Moreover, since it’s an online platform that implements user data to find deals, they are mostly available everywhere in the US.

So, it doesn’t matter where you are located; all you have to do is provide your information, and Otto will hook you up!

Otto Insurance review

Word around town is that Otto insurance doesn’t do very well regarding customer reviews. They might be one of the lowest-rated insurance agencies in the US. However, there’s a deeper side to things you won’t find in the hoards of angry user comments.

As we mentioned, Otto is NOT an insurance company; so understand that first.

A lot of people used their platform assuming that they were an insurance company and ended up being understandably disappointed. So that’s the first thing you should cross off if you plan to contact Otto.

The platform collects your information and spreads it through its network of local insurance agencies. That’s why they make it clear that they are a referral site and not an actual insurance company. Their job is to listen to your needs and find an insurance company that can deliver on those terms.

That being said, they WILL send out your information to almost everybody on their network. So, you’ll have to deal with tons of phone calls, and 70% of them might not be related to what you want.

But as the saying goes, if you want something perfect, you have to work for it. If you can get through all the calls and emails, you might find the perfect deal that suits your needs. So it’s definitely worth the shot!