Is UniVista Insurance a Good Insurance Company?

Florida is perhaps one of the most diverse and prosperous states in the southern U.S belt. Cities like Miami have become commercial hotspots over the decades, with a steady rise in population growth. The sunny and gorgeous Florida atmosphere is a thrill to experience. The amazing beaches, the wonderful food, the happening nightlife, and the friendly people all make it worth your while.

But along with the good times, a negative factor about Florida seems to be on the rise. And that’s the price of insurance in Florida. The cost of insurance in Florida is ever-increasing, with premiums jumping from $1700 to a whopping $3400 a year. To make matters worse, it seems like insurance companies are abandoning the Florida market.

In the midst of all this controversy, is there any insurance company in Florida that is worth trying out? Well, one name does come to our mind, Miami’s very own Univista Insurance.

UniVista Insurance is a family-owned and operated independent insurance agency that has protected Florida’s residents for over ten years.

Types of Insurance Univista insurance provides

Auto Insurance

The most common and vital insurance provided by any company is auto insurance, and it’s no different here. Univista will provide you with a list of excellent auto insurance packages that leaves you confident on the road. Florida law dictates that you carry Personal Injury Protection insurance, something Univista is all too familiar with. The package is designed to financially safeguard you in the off chance of a road accident.

Property damage liability insurance, another package offered by Univista, is an insurance policy that pays for any damages you might have caused. You’ll definitely want to get this coverage if you’re a bad driver who’s prone to bump into a few cars on the road. If you add the comprehensive collision coverage as well, Univista will also insure your car if you bump into a tree or a wall.

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Finally, every driver needs Bodily Injury Liability coverage, which Univista is happy to provide. The package safeguards you from lawsuits if you happen to cause someone any physical harm due to an accident. If such a scenario occurs, Univista will take the injured person’s medical bills and lost wages, if any.

Life Insurance

Life insurance is perhaps the most important coverage that any human being needs in their life. Univista understands this need and caters to you with the best life insurance policies that help you plan a healthy future.

The world is full of twists and turns; you never know what you will get in the end. The chances of being in a major road accident are rare but not impossible. Similarly, you could also be affected by a terminal illness somewhere down the line. If that happens, you’ll want to ensure that you have someone trustworthy watching your back. That’s where Univista comes in with its many living benefits that help you during your time of need.

Living in Florida is expensive, and there’s nothing you can do about it. However, you might be able to ensure that you’re protected in case of a financial issue or, worse, an untimely demise. That’s where Univista’s mortgage protection and college planning comes into play.

With the right package from Univista, you can ensure that your mortgage gets paid in full in case of death. What’s more, Univista plans also help you finance your children’s future by covering their education. The company will guide you in creating financial securities to pay for your child’s college tuition.

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Home Insurance

As sunny and vibrant as it may be, Florida is a hotbed of natural calamities. The region has seen tornadoes, cyclones, floods, and hurricanes in the past and will do so again. Florida’s weather conditions can be occasionally volatile and highly chaotic. That’s why it makes perfect sense to protect your property with Univista’s home insurance policies.

Univista offers excellent home insurance policies for citizens of Florida at an affordable price. You’ll find broader packages like the H03 insurance policy and property-specific packages like the H06 policy for condo owners. If you’re renting a property, you might want to check out the H04 rental insurance policy or DP3 rental dwelling insurance.

Finally, for added protection in case of floods, you can opt for a flood insurance policy. The package safeguards your home (Both exterior and interior) and your household belongings in case of a major flood. Due to the particular nature of the policy, the package doesn’t come as a part of general home insurance and has to be acquired separately.

Commercial Insurance

Univista Insurance proudly presents some of the best commercial insurance policies for business and commercial property owners. Whether you own a boat or a commercial complex, Univista is there to protect your property against any future damages.

Their business insurance packages protect owners and employees alike without interrupting the workflow. For example, say you run a taxi agency, and one of your drivers hit someone on the road. In that case, you will need Univista’s commercial auto insurance. The package protects your employees from any liabilities and covers any damages involved.

Univista has several other packages in its roster, such as medical malpractice insurance, crime insurance, cyber liability, etc. It just takes one meeting with their agents to help you get started on any of them.

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Univista Insurance available locations

The company mainly functions in sections of Florida, such as Miami, Hialeah, Orlando, and Tampa. Their main office is situated in Miami, which is their home base.

However, despite being limited to these areas, Univista can also help Californians out with their insurance policies. Needless to say, the level of options for California citizens won’t be the same as in Florida, but it’s still worth a shot.

Univista Insurance review

For a company that promises so much, it’s almost sad to see the number of negative customer reviews on the internet. While there are a few good reviews hobbled in there, most of the comments are made by angry customers.

The main issue seems to be with their service, which they might want to improve. Sure, the company helps customers save up to 40 % in insurance prices, but the customer is always right. That’s why they should always be treated right.

For the most part, Univista does what it promises to do, i.e., provide affordable and dependable insurance policies. But, we have to admit, they could put a lot more effort into the way they treat their customers. What’s more, they also seem to suffer from inefficiency. Some users claim that they have missed out on their insurance because of lousy paperwork on Univista’s part. So that’s something that needs to be addressed.

Univista Insurance contact information

To get in touch with Univista, simply visit their website. You’ll find a wonderfully designed and professional platform with an easy user interface.

Email:  [email protected]

Phone number: 3055219154

  • Univista Insurance support agents are ready to listen and answer any questions you may have with the professional treatment you deserve.
  • Customer service specialists are available 24/7, 365 days.
  • Multi-language (English/Spanish) assistance to all our customers.
  • 10+ years of experience in the insurance industry.

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